Lic New Jeevan Nidhi in delhi | Lic of India | Lic New Jeevan Nidhi Plan in delhi | New Jeevan Nidhi Pension in delhi

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LIC New Jeevan Nidhi


  • Guaranteed Additions are added to the plan during the first five years of the policy. 
  • Simple reversionary bonuses are added from the 6th year.
  • Premiums are required to be paid for the entire plan tenure or once at plan commencement.
  • The plan provides Accidental Death and Disability Benefit Rider under which an additional Sum Assured is paid if the insured dies due to an accident. 
  • Rebates in premiums are allowed for choosing a high level of Sum Assured and also for paying premiums annually or semi-annually.
  • Purchase an Annuity Plan for the entire Maturity Amount from LIC and get regular income from the Annuity plan for the rest of their lives. You can check out the Annuity Plan from LIC which is available now - LIC Jeevan Akshay.
  • Withdraw a maximum of  ? of the Maturity Amount and invest the balance in the Annuity Plan from LIC to get a regular income.
  • Invest in buying another Single Premium Pension plan from LIC

  • LIC New Jeevan Nidhi

    As a deferred annuity plan, the LIC New Jeevan Nidhi offers a continuous flow of income after the retirement of the insured. Along with this, there are numerous other benefits offered by the policy, such as

    Death Benefit

    In case of the demise of the insured within the initial 5 years of the policy issued date (i.e. before the vesting date), a basic sum assured plus accrued guaranteed addition in paid to the policy beneficiary either in a lump sum or as the annuity or as a combination of two.

    In case the insured dies after the completion of first 5 years of the policy, the nominee of the policy receives the basic sum assured + accrued guarantee addition + simple reversionary bonus + final reversionary bonus (if any), which can be paid as a lump sum or as an annuity, or as a combination of two.

    If the life insured expires after the vesting date, the death benefit entirely depends upon the pension option chosen.
    - At the time of vesting, the insured is provided with 3 options:
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    Lic New Jeevan Nidhi, pension, insurance, plan, review, Compare Benefits & Key Features of this pension plan
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